One platform for cards and PayPal.

One integration, boarded on PayPal rails.

Mainstream processors often decline or freeze subscription and high-risk-adjacent categories. SwissPay is a PayPal-managed payment facilitator, so we board and underwrite you in-house on PayPal rails. No separate PayPal account needed.

Apply once

A single online application captures your business and risk profile.

We review you in-house

SwissPay underwrites your business in-house and, if approved, connects you on PayPal rails, with no separate PayPal account needed.

Go live

Integrate via Shopify or WooCommerce plugin, REST API, or hosted checkout, and settle USD to your bank on T+2.

PCI DSS Level 1, independently assessed.

Every transaction runs through PCI DSS Level 1 infrastructure with tokenization and real-time fraud scoring, plus 3-D Secure 2 where required. Card data stays in SwissPay's PCI DSS Level 1 vault, which can reduce your own PCI scope.

One API. Card and PayPal-wallet.

A rich REST API, hosted checkout, and Shopify and WooCommerce plugins. Integrate once on PayPal rails for card and PayPal-wallet payments.

# Card and PayPal-wallet on PayPal rails
curl -X POST https://app.swisspay.ai/api/v1/payments \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -d '{"amount": 4200, "currency": "USD", "reference": "order_1001"}'
# → processed on PayPal rails
{
  "id": "pay_01H...",
  "status": "succeeded",
  "amount": 4200,
  "currency": "USD"
}

Refer or resell SwissPay.

Agents, resellers and referral partners: bring US and Canadian merchants to SwissPay, and we board and underwrite them in-house on PayPal rails. Partner terms are agreed with SwissPay when you join.